We have been in the accounts receivable factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can lend a helping hand to get you through any troublesome circumstances you might encounter. We won't fold when the times get troublesome, as some accounts receivable factoring companies regretfully have before.

All factoring companies have guidelines for size, industry, and risk. It's not practical for you to know which accounts receivable factoring business is the right fit for you. By reaching out to us, we'll cut to the core of your situation very quickly and help you locate the right fit for your business - it might be us or another accounts receivable factoring company.

We have an enormous A-list of accounts receivable factoring industry counterparts, these close relationships were built over 20+ years in the business. So, after you take the time to run through your needs to us, you'll quickly learn that we can help you find exactly what you need.

Nearly all accounts receivable factoring firms let you select and choose your customers that you want to factor. But a handful of them normally require a minimum dollar amount in order to do business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will make you use accounts receivable factoring when you don't want it.

Nearly all accounts receivable factoring firms fees are contorted. You'll need to rent a metal detector to uncover those fees. We are different.  We are unconditionally upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Same as you, we are like-minded business people and we can truly appreciate what it takes to run a business. We take the time to hear your story, go over your concerns. Based on that information we will put together a tailor-made solution for you. Nearly all factoring companies especially the Silicon Valley ones almost completely gamble on an algorithm to determine your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Nearly all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or simply won't.

Don't ignore the fact that the accounts receivable factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we watch each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to correct them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is crucial to run your business profitably.

We make sure to incorporate the latest technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Nearly all other companies are not even in the ballpark.